Tax Bracket Calculator

See which federal income tax bracket you fall into and your effective tax rate (2026 rates).

Your marginal tax bracket22%
Effective tax rate11.1%
Taxable income (after standard deduction)$60,400
Total federal tax owed$8,341
How your income is taxed (bracket by bracket)
10% bracket (up to $11,600)$1,160
12% bracket (up to $47,150)$4,266
22% bracket (up to $100,525)$2,915

The US uses a progressive tax system, which means you don't pay one flat rate on your entire income. Instead, your income is taxed in layers, or 'brackets' — each dollar you earn is taxed at the rate for the bracket it falls into. This calculator shows your marginal tax bracket (the rate on your next dollar earned), your effective tax rate (the average rate across your whole income), and exactly how much tax is owed at each bracket level.

Frequently asked questions

This calculator provides an estimate for general informational purposes only and is not tax or financial advice. Actual results may vary based on deductions, credits, benefits, and local tax rules. Consult a licensed tax professional or financial advisor for guidance specific to your situation.